# RenewPe - full facts and FAQ > Premium renewal tracking and WhatsApp reminders for insurance agents and advisors. Website: https://renewpe.com ## Key facts - For: LIC and other insurance agents, mutual fund distributors and financial advisors in India. - Does: client list; policies per client with a premium amount and cycle (yearly, quarterly or monthly); a renewal date for existing policies; premium due and overdue lists; payments recorded permanently (corrections are void-and-reissue); one-tap pre-written WhatsApp reminders sent from the user's own WhatsApp; enquiry and follow-up tracking; staff (manager) access. - Security: app-lock M-PIN required by default for new agencies; authenticator-app MFA optional; each agency's data is separate; payment records are never edited. - Does NOT: connect to insurers or fetch policy status; pay premiums to insurers; track commission; store policy documents; give advice or compare products. ## What RenewPe does not do - It is not connected to insurers: it does not fetch policy status, pay premiums to the insurer or confirm that a policy is in force. - It does not track commission, brokerage or payouts. - It does not store policy documents or KYC papers. - It does not send reminders by itself from a shared number; each reminder opens in your own WhatsApp and you tap send. - It does not give insurance or investment advice, or compare products. ## General questions ### What is RenewPe? RenewPe is premium renewal tracking and client management software for insurance agents and financial advisors in India. It keeps your clients, their policies, the premium due dates and your WhatsApp reminders in one place, so you can see whose premium is due and remind them before it lapses. ### Who is RenewPe for? LIC and other insurance agents, mutual fund distributors and financial advisors who look after a book of clients with yearly, quarterly or monthly premiums and want a simple way to remember and remind every renewal. ### How does RenewPe know when a premium is due? You tell it. When you add a client's policy you choose how often the premium repeats (yearly, quarterly or monthly) and, for an existing policy, set the renewal date. Premiums then fall due on that date each cycle. RenewPe is not connected to insurers, so it does not look up policy status. ### Can RenewPe send WhatsApp reminders for premium renewals? Yes. For each client whose premium is due or overdue, RenewPe opens WhatsApp with a polite reminder already written and addressed to that client. You review it and tap send from your own WhatsApp number. ### Does RenewPe connect to insurance company systems? No. RenewPe does not connect to any insurer, fetch policy status or pay premiums to the insurer. You record the policy and its premium yourself and mark a premium paid when the client confirms or you collect it. ### Does RenewPe track commission? No. RenewPe tracks the premiums your clients need to pay and your reminders. It does not calculate or track commission, brokerage or payouts. ### Does RenewPe store policy documents? No. It stores client contact details, policies and premium dates, not scanned documents or KYC papers. ### How is client data protected? New insurance agencies start with an app-lock M-PIN required on every device, and can switch on authenticator-app sign-in (MFA) as well. Each agency only ever sees its own data, and payment records are never edited: a mistake is voided and entered again, so the history stays intact. ### Is there a free trial, and how much does RenewPe cost? Yes. You get 2 weeks free with the whole product and no card. After that RenewPe is a flat monthly plan for the whole agency: Starter at ₹499 a month or Pro at ₹1,999 a month, not per client or per user. ### Does it work on a phone? Yes. RenewPe runs in your phone's browser as well as on a computer, so you can check who is due and send a reminder between client visits. ## Pricing questions ### How much does RenewPe cost? RenewPe has two flat monthly plans: Starter at ₹499 per month and Pro at ₹1,999 per month. Both include the whole product with unlimited clients, policies and manager logins. You start with a free trial and no card. ### Do you charge per client? No. The price is per account, not per client. Adding more clients does not raise the bill. ### What is the difference between Starter and Pro? Both plans are the whole product. Pro includes more WhatsApp messages (5,000 a month instead of 500) and priority support on WhatsApp. ### Is there a free trial? Yes. You get 2 weeks free with every feature, no card needed. You create your account and start straight away; nobody has to call you first. ### What happens when the free trial ends? Your data stays. Every screen still opens so you can look at your records, but saving new entries is paused until you subscribe to a plan. ## Insurance agent software for policies, premiums and renewals (https://renewpe.com/insurance-agent-software) RenewPe is software for insurance agents that keeps your clients, their policies, the premium amounts and renewal dates in one place, and shows whose premium is due or overdue so you can remind them on WhatsApp in one tap. It is not connected to any insurer. ### What is insurance agent software? Software that helps an agent manage clients, policies and premium renewals. RenewPe tracks clients, policies, premium amounts and dates, and helps you remind clients; it is not connected to insurers and does not track commission. ### Does RenewPe connect to insurance companies? No. It does not fetch policy status or pay premiums to the insurer. You record each policy and mark premiums paid yourself. ### Is RenewPe affiliated with any insurer? No. RenewPe is independent software made by Codevel Technologies LLP and is not affiliated with or endorsed by any insurance company. ### How much does it cost? Starter is ₹499 a month and Pro is ₹1,999 a month for the whole agency, not per client or per user, with a free trial and no card. ## Premium reminder software: WhatsApp renewal reminders in one tap (https://renewpe.com/premium-reminder-software) RenewPe lists the clients whose premiums are due or overdue and opens WhatsApp with a polite reminder already written and addressed to each one. You read it, change anything you like and tap send from your own number, so clients know it is you. ### Does RenewPe send premium reminders automatically? Today each reminder opens in your own WhatsApp, pre-written, and you tap send. Fully automatic sending is not available yet; it depends on WhatsApp approving message templates. ### Does it know when a premium has actually been paid to the insurer? No. RenewPe is not connected to insurers. You mark a premium paid when the client confirms or you collect it. ### When should I send a premium reminder? Many agents send one about two weeks before the due date, another a few days before and a follow-up if it passes. See our guide to renewal reminder messages for examples. ### Does it cost extra to send reminders? No. One-tap reminders from your own WhatsApp are included on every plan. ## Policy renewal tracking app: never miss a client's renewal (https://renewpe.com/policy-renewal-tracking-app) RenewPe tracks each client's policy, premium amount, premium cycle and renewal date, then shows what is due soon and what is overdue, so renewals do not hide in a diary, a spreadsheet and your memory at once. ### How do I track policy renewals for many clients? Record each client's policy with its premium, cycle and renewal date in one place, review what is due in the coming weeks on a fixed day and remind early. RenewPe keeps the list and shows due and overdue premiums. ### How do I enter a policy that is already running? Add the client and policy, then set the renewal date to the real date the premium falls due. Leave it empty for a new policy and it starts from today. ### Can it track half-yearly premiums? Premium cycles available are once, monthly, quarterly and yearly. There is no separate half-yearly option today. ### Can I import my existing client list? Not as a bulk import today. You add clients and policies directly. ## Software for financial advisors and mutual fund distributors (https://renewpe.com/software-for-financial-advisors) RenewPe helps financial advisors, mutual fund distributors and insurance agents keep clients and the recurring amounts they need to be reminded about, such as premiums or advisory fees, in one place, and remind them on WhatsApp. It tracks reminders and payments you record; it does not manage investments. ### Can a mutual fund distributor use RenewPe? Yes, to keep clients and the recurring amounts or fees you remind them about, and to send WhatsApp reminders. RenewPe does not track investments, folios or commissions. ### Does RenewPe track SIPs or fund performance? No. It is a client and reminder tool, not a portfolio or investment tracker. ### Is it suitable for a solo advisor? Yes. It runs in a phone browser and has a flat price per account, so a solo advisor is not paying per user. ### How much does it cost? Starter is ₹499 a month and Pro is ₹1,999 a month per account, after a free trial with no card.